June 20, 2017 by Brad Gunning

How Much Does $1 Million of Life Insurance Cost in 2017?

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Cost of life insurance in 2017Life Insurance QuoteA year ago we looked at the cost of life insurance coverage. Below we explore updated rates for $1 million of life insurance coverage in 2017.

The Cost of $1 Million of Life Insurance in 2017

If you are interested in a life insurance policy, a good starting point is our life insurance page. There you can learn about the different types of life insurance and get a sense for what type of policy makes most sense for you.

The best way to get an accurate idea of the cost of life insurance for you is to request a personalized life insurance quote. A personalized quote will take into account factors such as your age, gender, health, and location, however, the rates below are a good rough estimate of what some people are paying for life insurance across the country.

Cost of Life Insurance in New York

$1,000,000 life insurance for 35 year old
10 year term life insurance: $24.50 per month
20 year term life insurance: $37.54 per month
30 year term life insurance: $69.55 per month
Permanent life insurance: $371.18 per month

*All estimates assume healthy, non-smoker in New York

Cost of Life Insurance in Montana

$1,000,000 life insurance for 35 year old
10 year term life insurance: $22.10 per month
20 year term life insurance: $35.73 per month
30 year term life insurance: $68.22 per month
Permanent life insurance: $360.10 per month

*All estimates assume healthy, non-smoker in Montana

Cost of Life Insurance in California

$1,000,000 life insurance for 35 year old
10 year term life insurance: $22.10 per month
20 year term life insurance: $36.67 per month
30 year term life insurance: $68.98 per month
Permanent life insurance: $323.40 per month

*All estimates assume healthy, non-smoker in California

Cost of Life Insurance in Texas

$1,000,000 life insurance for 35 year old
10 year term life insurance: $22.10 per month
20 year term life insurance: $34.83 per month
30 year term life insurance: $68.98 per month
Permanent life insurance: $323.40 per month

*All estimates assume healthy, non-smoker in Texas

Cost of Life Insurance in Florida

$1,000,000 life insurance for 35 year old
10 year term life insurance: $22.10 per month
20 year term life insurance: $34.83 per month
30 year term life insurance: $68.98 per month
Permanent life insurance: $323.40 per month

*All estimates assume healthy, non-smoker in Florida

Disclaimer: This information is provided for educational purposes only and does not constitute an offer for insurance. The figures provided are merely estimates and are current only as of the time of this posting. Please request a quote for more accurate personalized life insurance rates. Our lifetime quotes are based on Guaranteed Universal Life Insurance rates. These quotes do not reflect cash value building policies. We do not endorse cash value policies, with limited exceptions.

The Standard, MetLife, Principal Financial Group, Genworth, & Lincoln Financial Group