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Disability Insurance is Important for Medical Professionals
By Troy Baccus High quality disability insurance is extremely important for medical professionals. The reason why disability insurance is so important for medical professionals is because of the numerous things that can cause a healthcare worker to become disabled from their occupation. Example: If a physician assistant or surgeon accidentally contracts a blood born pathogen like
…read more »Buy Disability Insurance When You Are Young And Healthy
We get calls all the time from people who want disability insurance but either don’t qualify or can’t afford it because of medical issues. Unfortunately, disability insurance is the type of thing people most people put off until it’s too late. Disability insurance is available and cheaper when you are young and healthy. It is not available,
…read more »What is a Multi-Year Guaranteed Annuity (MYGA)?
There are many different types of annuities. One popular type of annuity is called a Multi-Year Guaranteed Annuity, or MYGA. In this post we answer the question “What is a MYGA?” and we will try to show when it is appropriate to use a MYGA as a savings vehicle. View current MYGA Rates here>>
…read more »Important! Stop Using Internet Explorer!
Department of Homeland Security: Stop Using Internet Explorer The Department of Homeland Security is warning Americans to stop using Internet Explorer because of a bug that could allow hackers to install malicious software. Read the full article here.
…read more »Types of Annuities
On April 6, 2014, insurancenewsnet.com issued a press release titled Is an Annuity Right for You? While the release doesn’t exactly answer the question of who could benefit (or not benefit) from an annuity, it does a great job of concisely defining the various types of annuities. Here’s a short excerpt from the release: *
…read more »Term Life or Permanent Life Insurance?
A huge percentage of Americans who need life insurance are uninsured. In addition to the “Big 3”, one of the main reasons people don’t purchase life insurance is because they aren’t sure what type of life insurance they need. (If you’re not sure if you need life insurance, our blog post on the subject is a
…read more »Employers Association of Montana Benefits Limited by Affordable Care Act
The Employers Association of Montana is no longer providing benefit offerings or their association services. According to the Employers Association’s website, “the Affordable Care Act has limited the scope of specific association plans to continue as written today.” Regarding the impact on group life insurance, the Employers Association stated: “We believe most groups can secure group
…read more »When Should I Buy Disability Insurance?
Q: When should I buy disability insurance? A: When you are healthy and when your income is worth insuring. It really is that simple. Let’s break down the full version of the answer to this question. Why buy disability insurance when I’m healthy? Disability insurance is typically less expensive and easier to obtain when you
…read more »3 Reasons People Put Off Buying Life Insurance
According to US News & World Report there are 3 very ill-advised reasons why people put off buying life insurance. We hear these reasons every day and we must agree they are some of the worst reasons to put off buying life insurance. Read the report here. 3 Reasons People Put Off Buying Life Insurance
…read more »Scam Alert – March 31, 2014 – Montana Secretary of State Bogus Email
Linda McCullough, Montana Secretary of State, issued a warning about a bogus email scam today. Do not open attachments on emails similar to the one pictured below. The email contains a link and instructs the recipient to click the link in order to “finalize the activation of your agent agreement.” The bogus email is addressed from “keithbrian2014@gmail.com.”
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