Uncategorized Blog
Top 15 Occupations Purchasing Disability Insurance
What are the most common occupations enrolled in disability insurance? A common question among many of our potential disability insurance customers is “Is my occupation one that typically gets disability insurance?” So we thought it might be interesting to pull back the curtain a bit and write a blog detailing the occupations that are most
…read more »Should You Purchase a Whole Life Insurance Policy?
Should You Purchase a Whole Life Insurance Policy? As a general proposition, Montana Life Group does not universally endorse whole life insurance. There are certainly exceptions, which we’ll touch on in this post, but overall we feel the majority of people are better off purchasing a term life insurance policy. To begin with, whole life
…read more »Limited-Time High Interest Rate MYGA
What is a limited-time high interest rate MYGA? From time to time, an insurance company will have special limited-time offer for a Multi-Year Guaranteed Annuity (MYGA) with a higher interest rate. For example, we were notified by one of our carriers that, beginning June 6, they are offering a MYGA with a 3.15%* interest rate. It’s a 5
…read more »What is a Multi-Year Guaranteed Annuity or MYGA?
A popular type of annuity is called a Multi-Year Guaranteed Annuity, or MYGA. Below we’ll explore the question “What is a MYGA?” and give examples of when it’s appropriate to use a MYGA as a savings vehicle. What Does MYGA Stand for? MYGA stands for “Multi-Year Guaranteed Annuity.” It is a fixed annuity, meaning it has a fixed interest
…read more »Business Tax Deadlines for 2016
Tax Season Deadlines for 2016 While April 15 is “tax day” for individuals, if you own a business, your company might have a different filing deadline. The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have. We’ll address the tax filing deadlines for
…read more »$1,000,000 Life Insurance Quotes
The most common questions we receive regarding life insurance are: How much life insurance do I need? and How much does life insurance cost? How Much Life Insurance Do I Need? Larry Light wrote an in-depth article for Forbes covering the various factors you should consider in determining how much life insurance you need. A
…read more »How Does a Disability Insurance Policy Work?
I cannot stress enough how important it is to buy a strong disability insurance plan. I’ve posted blogs in the past on the topic and I could drone on and on about how your income is your most important asset. If you want to get into statistics and read a bunch of horror stories then
…read more »Tax Deadline April 15, 2015
The deadline for individuals to file their tax return is April 15. Depending on the type of legal entity, the business tax deadline may vary. If it looks like you won’t be able to get your tax return filed on time, the good news is that you can request an extension. Individuals can request a six-month extension on
…read more »When is the Deadline for a Business Tax Extension in 2015?
Tax Season 2015 We all know April 15 is “tax day.” But if you own a business, your company might have a different filing deadline. The first step in figuring out the tax return filing deadline for your business is determining what type of business entity you have. This blog post will address the tax
…read more »Enrollment for 2015 Health Insurance
Enrollment is now open for 2015 health insurance through the Obamacare health insurance marketplace. If you do not receive health insurance through an employer sponsored plan then you will most likely need to secure your own individual health insurance or family health insurance. There are even health insurance options for small business owners available online.
…read more »
See my screen